Attend an Information Session
If you are interested in applying for Habitat for Humanity of Greater Providence’s Homeownership Program, the first step is to attend an information session.
During the information session, you will hear from our team and current Habitat homeowners on program requirements and expectations. At the end of the information session, you will receive an application that can be submitted during an open application period.
If the program is a good fit for you, fill out an application. This is a thorough application that requires you to submit many different kinds of documents, such as your employment history, tax returns, and more.
The end goal of our Homeownership Program is for you to purchase your Habitat home with a thirty-year, affordable mortgage. We want you to be successful as a homeowner, so we run a credit check to make sure your finances are healthy.
Habitat staff visits your current home to better assess your need for housing, and to talk through the program requirements again. This is a chance for us to get to know you, your needs, and your willingness to partner through this program. This is also a chance for you to ask any outstanding questions you have.
A committee of staff, board members, Habitat homeowners, and volunteers conducts a blind review of all applicants to determine who is accepted into the program. The Board of Directors has final approval and votes in applicants.
If you are accepted, congratulations! We are thrilled to be a partner in your journey to homeownership.
If you are not accepted, there are specific ways you can strengthen your application, should you choose to apply again in the next application period. If you need credit repair, we can refer you to the partners we work with to help you get your finances for the next time.
Accepted families attend a kickoff orientation, which includes a thorough review of program documentation as well as training with our construction team to prepare for work on site.